VA Benefits for Home Modifications: A Veteran's Guide
Veterans with service-connected disabilities may qualify for substantial VA grants to fund home accessibility modifications. Here's a complete overview of available programs.
VA Grant Programs
SAH Grant
Specially Adapted Housing
Who qualifies: Veterans with severe service-connected disabilities (blindness in both eyes, loss of limbs, certain paralysis, burn injuries)
Use for: Buy/build a specially adapted home or modify an existing home
SHA Grant
Special Housing Adaptation
Who qualifies: Veterans with service-connected blindness, certain burns, or bilateral hand/arm disabilities
Use for: Adapt an existing home or a home you intend to purchase
HISA Grant
Home Improvements and Structural Alterations
Who qualifies: All veterans receiving VA care — both service-connected and non-service-connected
Use for: Structural modifications necessary for medical treatment or disability access
TRA Grant
Temporary Residence Adaptation
Who qualifies: Veterans temporarily living in a family member's home
Use for: Temporary modifications to a family member's home
What Modifications Are Covered?
How to Apply
Check your eligibility
Review your disability rating and service records. SAH/SHA require a service-connected disability; HISA is available to all veterans receiving VA care.
Contact the VA
For SAH/SHA: Call 1-800-827-1000 or visit a VA Regional Loan Center. For HISA: Contact your local VA Medical Center's prosthetics or medical equipment department.
Submit application
Complete VA Form 26-4555 (SAH/SHA) or request a HISA application through your VAMC. Include disability rating documentation.
VA assessment
A VA representative will assess your home and verify modification needs align with your disability.
Hire a contractor
Find a contractor experienced with VA grants. Some contractors are familiar with VA billing processes and can help navigate the paperwork.
Frequently Asked Questions
What VA grants are available for home modifications?
The VA offers several grants: SAH (Specially Adapted Housing) up to $101,754 for veterans with severe service-connected disabilities; SHA (Special Housing Adaptation) up to $20,387 for slightly less severe disabilities; HISA (Home Improvements and Structural Alterations) up to $6,800 for service-connected or $2,000 for non-service-connected disabilities.
Do I need a service-connected disability for VA home modification grants?
SAH and SHA grants require a service-connected disability rating. HISA grants are available for both service-connected and non-service-connected disabilities, though the maximum amount differs ($6,800 vs. $2,000). The TRA (Temporary Residence Adaptation) grant is also available for veterans temporarily living in a family member's home.
How do I apply for a VA home modification grant?
Apply through VA.gov or contact your local VA Regional Loan Center. For SAH/SHA, call 1-800-827-1000. For HISA, contact your local VA Medical Center's prosthetics department. You'll need your service records and disability rating documentation.
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